Purchase Costs Calculator

FREE ONLINE CALCULATOR

Property Purchase Costs Analysis

Estimate transaction taxes, professional fees, financing costs and the cash required to complete a property purchase in Spain. For resale properties, the estimate considers buyer age and property value where a youth rate is listed.

Purchase Details

Use the applicable taxable value. The cadastral reference value may be relevant if it exceeds the price paid.
Enter age in full years on the date the tax becomes due.

Other Transaction Fees

Financing

Optional; leave blank if your lender or broker does not charge this fee.
Optional. Enter the fixed annual mortgage rate from the lender offer (0–100%). The first-year estimate uses the initial loan balance before principal repayments.
Important: This is an indicative planning model, not a tax calculation or legal advice. Regional benefits require documented eligibility and may depend on taxable/reference value, habitual residence, income, ownership, property type and other facts. Rates are simplified estimates and should be checked against the rules in force on the tax date.